Privacy Policy

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1. Introduction

moneyguide.hk is committed to protecting the privacy of visitors and ensuring transparency about data collection and usage. This Privacy Policy explains what information is collected, how it is used, and the choices available regarding personal data.

2. Information Collected

The website may collect the following types of data:

2.1 Personal Information

Personal data may be voluntarily provided by visitors when subscribing to a newsletter, submitting a contact form, or engaging with interactive features. This may include:

  • Name
  • Email address
  • Any information submitted via forms or inquiries

2.2 Automatically Collected Data (Usage Data)

When visiting the website, certain data is collected automatically through analytics tools, including:

  • IP address
  • Browser type and version
  • Device type and operating system
  • Pages visited, time spent on each page, and interactions with content
  • Referring websites or links that led to moneyguide.hk

2.3 Cookies and Tracking Technologies

Cookies and similar technologies are used to enhance user experience, analyse traffic patterns, and improve website functionality. See the Cookie Settings section for more details.

3. How Collected Data Is Used

Collected data may be used for the following purposes:

  • To provide, operate, and maintain the website
  • To analyse visitor behaviour and improve website content and performance
  • To personalise the user experience based on preferences
  • To send newsletters or updates (if opted in)
  • To ensure website security and prevent fraudulent activity
  • To comply with legal obligations, if required

4. Third-Party Services and Data Sharing

moneyguide.hk utilises third-party services for analytics and tracking:

  • Google Analytics – Tracks website traffic and visitor behaviour
  • Microsoft Clarity – Records user interactions to improve usability
  • Google Tag Manager – Manages analytics and marketing scripts

These services may collect and process visitor data. Users can manage their preferences through Google’s and Microsoft’s privacy settings. No personal information is sold, shared, or disclosed to third parties for commercial purposes.

5. Data Retention

Data is retained only as long as necessary for its intended purposes or to comply with legal obligations. Visitors may request data deletion at any time.

6. User Rights and Choices

Visitors have the following rights regarding their personal data:

  • Access & Correction: A request can be made to access, update, or correct personal data.
  • Opt-Out of Marketing: Newsletters or email updates can be unsubscribed from at any time.
  • Disabling Tracking & Cookies: Cookies can be managed or disabled via browser settings or Google’s opt-out tool.

7. Data Security

Reasonable security measures are in place to protect visitor data, but complete security cannot be guaranteed due to the nature of internet communications.

8. Changes to This Privacy Policy

This Privacy Policy may be updated periodically. Any changes will be reflected on this page with an updated effective date.

9. Contact Information

For privacy-related inquiries, contact tak@moneyguide.hk